Lowes Credit Card Login and Payments

Lowes Credit Card Login.
Everything you need to know about the Lowe’s Credit card and how to log in to your Lowes credit card account.
The Lowe’s personal credit card is managed by Synchrony Bank. This includes Lowe’s Visa Rewards Cards, Lowe’s Advantage Credit Cards, or Lowe’s SetPay accounts.
About the Lowe’s Advantage Card.
The Lowe’s Advantage Card is a credit card that offers a variety of benefits for shoppers at Lowe’s home improvement stores. The card features a 5% discount on all purchases made at Lowe’s, as well as special financing options on larger purchases.
Lowe’s Credit Card Benefits.
- 5% discount on all Lowe’s purchases: This is the most notable benefit of the Lowe’s Advantage Card. The 5% discount can save you a significant amount of money on your home improvement projects.
- Special financing options: The Lowe’s Advantage Card offers special financing options on purchases of $299 or more. You can choose from 6 months of no interest or 24 months of low-interest financing.
- Sign-up bonus: New cardholders can earn a $100 bonus after making their first purchase of $299 or more.
- Rewards: The Lowe’s Advantage Card also earns rewards points that can be redeemed for Lowe’s merchandise or gift cards.
Lowe’s Credit Card Eligibility.
To be eligible for the Lowe’s Advantage Card, you must have a good credit history. You can check your credit score online or by calling a credit bureau.
How to Apply for a Lowe’s Credit Card.
You can apply for the Lowe’s Advantage Card online, by phone, or in-store. The application process is quick and easy.
Lowe’s Credit Card Annual Fees.
The Lowe’s Advantage Card has an annual fee of $29. However, the annual fee is waived for the first year.
Overall, the Lowe’s Advantage Card is a great option for shoppers who frequently shop at Lowe’s. The card offers a variety of benefits, including a 5% discount on all purchases, special financing options, and a sign-up bonus. If you are looking for a credit card that can help you save money on your home improvement projects, the Lowe’s Advantage Card is a great choice.
Here are some additional things to consider before applying for the Lowe’s Advantage Card:
- Your credit score: The Lowe’s Advantage Card requires a good credit history. If you have a poor credit history, you may not be approved for the card.
- Your spending habits: The Lowe’s Advantage Card is most beneficial for people who frequently shop at Lowe’s. If you don’t shop at Lowe’s often, the card may not be worth the annual fee.
- Your other credit cards: If you already have a credit card with a 0% APR introductory offer, you may want to wait until the introductory offer expires before applying for the Lowe’s Advantage Card.
Lowes Credit Card Login.
To log in to your Lowe’s credit card account, you can follow these steps:
- Go to the Lowe’s website and click on the Lowe’s Credit Center link in the top right corner.
- Enter your User ID and password.
- Click on the “Secure Login” button.
You can also go straight to https://lowes.syf.com/accounts/login. The page will re-direct you to the new https://www.synchrony.com/accounts/?client=lowes account login page.
If you have forgotten your password, you can click on the “Forgot Password?” link. You will be asked to enter your account number and email address. Lowe’s will send you a link to reset your password.
You can also log in to your Lowe’s credit card account by phone. Call 1-888-840-7651 and follow the instructions.
Once you are logged in to your account, you can view your account balance, make a payment, or manage your account settings.

Lowe’s Credit Card Customer Service Phone Number.
Here are the steps on how to log in to your Lowe’s credit card account via phone:
- Call 1-888-840-7651.
- When prompted, enter your account number.
- When prompted, enter your Social Security number or date of birth.
- Follow the instructions to log in to your account.
Lowes Credit Card Payments.
How do I make a payment to my Lowes Credit Card account?
There are several ways to make a Lowe’s credit card payment. Here are the most common methods:
Online: You can make a payment online by logging in to your Lowe’s credit card account. You can also make a payment without logging in by clicking on the “Make a Payment” link on the Lowe’s website.
Over the phone: You can make a payment over the phone by calling 1-888-840-7651.
In-store: You can make a payment in-store at any Lowe’s location. Just go to the customer service desk and they will be able to help you make a payment.
By mail: You can make a payment by mail by sending a check or money order to:
Lowe’s P.O. Box 530914 Atlanta, GA 30353-0914
Through a bill pay service: You can also make a payment through a bill pay service like PayPal or Venmo.
Here are the steps on how to make a Lowe’s credit card payment online:
- Go to the Lowe’s website and click on the “Lowes Credit Center” link in the top right corner.
- Enter your User ID and password.
- Click on the “Make a Payment” link.
- Enter the amount you want to pay.
- Select the payment method you want to use.
- Review your payment information and click on the “Submit” button.
The direct link is: Https://www.synchrony.com/accounts/?client=lowes.
Here are the steps on how to make a Lowe’s credit card payment over the phone:
- Call 1-888-840-7651.
- When prompted, enter your account number.
- When prompted, enter your Social Security number or date of birth.
- Follow the instructions to make a payment.
Here are the steps on how to make a Lowe’s credit card payment in-store:
- Go to any Lowe’s location.
- Go to the customer service desk.
- Tell the customer service representative that you want to make a payment on your Lowe’s credit card.
- Provide your account number and the amount you want to pay.
- The customer service representative will process your payment.